The Vault with Financielle
Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
Episodes
116 episodes
The Debt That Rose From the Dead | The Vault Episode 88
Happy Halloween! đâWeâve turned halloween into another reason to overspendâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đť âMy âDream Homeâ is a Haunted Houseâ đ§ââď¸ âThe Debt That Rose Fro...
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38:30
âIâm Changing Careers â But Iâm Sad About Slowing Down My Money Goalsâ | The Vault Episode 87
âYouâll never âsaveâ your way to wealthâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âShould we contribute equally to our Christmas Sinking Fund?âđ¸ âIâm Changing Careers â But Iâm Sad About Slowing ...
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41:40
â10 Days Until Payday and Nothing to Fall Back Onâ | The Vault Episode 86
âYou should never lend money to familyâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ â10 Days Until Payday and Nothing to Fall Back Onâđ¸ âA ÂŁ9 a month payrise is just an insult!âGot a money ...
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40:26
A BIG ANNOUNCEMENT & âIs Wedding Debt Really Worth It?â| The Vault Episode 85
WEâVE GOT A VERY SPECIAL EPISODE FOR YOU đĽšA big announcement, followed by this weekâs controversial opinion, âParents shouldnât pay for their kidsâ weddingsâ. We then dive into your dilemmas:đ¸ â I canât bring myself to spendâ
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45:15
How Do We Keep Things Fair in Our Blended Family? | The Vault Episode 84
#ad A special bonus episode, brought to you with our friends at Octopus Legacy đWeâre talking all things blended families and how to protect them. Whether youâre part of a blended family or know someone who's part of one, this episode i...
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51:04
âMy Boyfriend Spent ÂŁ6,000 on OnlyFansâ | The Vault Episode 83
âYou donât need to buy something just because it âdroppedââ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âI Pay My Credit Card Off Every Month â Is It Okay to Collect Points?âđ¸ âMy boyfriend spent ...
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46:50
âI earn more than my boyfriend and itâs starting to cause tensionâŚâ | The Vault Episode 82
âProposals are starting to look like PR stunts instead of personal milestonesâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âShould You Relocate for Better Earning Potential?âđ¸ âI earn more than my...
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38:18
âIâm an Accountant⌠and Iâm Drowning in Debtâ | The Vault Episode 81
âWe need to cancel office presentsâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âIâm in the build phase and I feel stuckâđ¸ âIâm an Accountant⌠and Iâm Drowning in DebtâGot a money win or (t...
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45:15
âIâm ÂŁ15k in Debt and Hiding It from My Husbandâ | The Vault Episode 80
Hello there! Here are the links to the episodes we mentioned:⨠How to budget when you're self employed [https://www.youtube.com/wat...
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49:30
âI Said Yes. He Still Asked My Husband.â | The Vault Episode 79
âYou donât need to send your child back to school with the latest gearâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âCan You Bounce Back from a Credit Default?đ¸ âBuilders will only listen to my hu...
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32:57
âDo I Stay in a Toxic Job for a Big Payoff?â | The Vault Episode 78
âThe person who earns less shouldnât automatically do more houseworkâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âDo I Stay in a Toxic Job for a Big Payoff?âđ¸ âHow much should I really have in my...
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56:13
âAm I being pushed into the family business?â | The Vault Episode 77
âYouâre not entitled to someone elseâs pension after divorceâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âIs My Emergency Fund Just Wasting Away?âđ¸ âAm I being pushed into the family business?â
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44:44
âI Said Iâd Help Plan the Hen Do, Not Pay for Itâ | The Vault Episode 76
âYouâre allowed to pause your debt free journey for once in a lifetime experiencesâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âIâm jealous of people who get more help with their childrenâđ¸ âI Sa...
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44:55
âI Panicked And Bought A Houseâ | The Vault Episode 75
âBeing financially dependent on ANYONE is riskyâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âI went into panic mode and purchased a new houseâđ¸ âI Canât Afford a Car Without Finance â What Should...
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31:40
"He Has No Savings, I Have ÂŁ50k - Should We Still Buy a House Together?â | The Vault Episode 74
âYour parents should NEVER charge you rentâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âBoyfriend doesnât have a house deposit but I doâđ¸ âHow Do I Help My Mum Without Taking Over?âGot a m...
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46:59
âWhy Canât I Just Enjoy My Pay Rise?â | The Vault Episode 73
âLife events have gone too farâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âI Got a Pay Rise and Now I Want a New Car⌠Help!âđ¸ âIâve Saved ÂŁ27k in My LISA⌠But Our House Budget Is Too High to Use...
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50:54
Save Money or Travel the World? | The Vault Episode 72
âPutting yourself last isnât budgeting, itâs self neglectâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âShould I buy my next car in cash or finance it?âđ¸ âDo I keep saving or go live my 20s?â<...
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36:05
âIâm Great With Money⌠For 5 Days a Monthâ | The Vault Episode 71
âNo one needs branded food. Youâre paying for a logo, not better nutritionâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âIâm great with money⌠for 5 days a monthâđ¸ âIâm Doing Everything Right⌠So ...
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46:04
Tips to Handle Money at Uni (Without the Stress)
#ad A special bonus episode, brought to you with our friends at Compare The Market đWeâre talking all things student money: relatable dilemmas, student money mistakes and wise words from the Financielle community. Whether y...
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56:05
If Your Partner Wonât Talk Money⌠RUN | The Vault Episode 70
âIf your partner wonât talk money, runâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âHow do we budget as a couple when one of us is neurodivergent?âđ¸ âDo I contribute to my friends wedding?â
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39:42
Your First Month Without Credit: Survive + Thrive | The Vault Episode 69
âYou donât need a car upgrade when pregnantâ - we unpack this weekâs controversial opinion, then dive into your dilemmas:đ¸ âFirst Month Without Credit â Please Send Helpâđ¸ âIâve worked so hard to get debt-free⌠now Iâm scared of b...
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56:19
"Iâm Earning More Than Ever⌠So Why Am I Still Broke?" | The Vault Episode 68
đŤ˘âBeing obsessed with cutting costs is a waste of time and energyâ đ¸ âI ruin my budget every time I go outâđ¸ âIâm earning more than ever⌠so why am I still broke?ââ¤ď¸ Ready to protect your future? Visit
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40:45
UNLOCKED: Self-employed and behind, credit score warnings and balance transfers
This weekâs Unlocked is for anyone whoâs ever thought, âAm I too late?â or âAm I doing this all wrong?âFrom pensions (or the lack of them) to balance transfers during the debt snowball, Lauraâs diving into real questions from the commun...
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21:01
"I Have My Emergency Fund⌠What Now?" | The Vault Episode 67
đThanks to our partner PensionBee. Theyâre a leading online pension provider on a mission to build pension...
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40:48
UNLOCKED: "Should we be getting married?" PLUS how to make a billion
Welcome to The Vault with Financielle.This week, we're talking marriage (or not), Bieber's billions, asking whether buy now pay later ACTUALLY makes things affordable - plus some amazing wins!---------Connect with our Par...
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30:39