The Vault with Financielle
Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
Episodes
75 episodes
“My Sister’s Hen Do Could Put Me in Debt!” | The Vault Episode 58
In Episode 58 of The Vault, we discuss this week’s controversial opinion, “We should be allowed to say no to hen dos with no issues". We then dive into our listener dilemmas:💸 "How do I stop my sisters hen do from sending us into debt?”<...
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39:51
UNLOCKED: Money Talk, Mum Guilt & Pensions—Your Questions Answered
*just a note - we had the video and some audio files error post filming so you may hear a couple of glitches - so it's not perfect but we still wanted you to have the episode so we put it out anyway. Team Financielle xxxx*💸 Welc...
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37:25
“I Feel Like I’ve Wasted My 20s!” | The Vault Episode 57
In Episode 57 of The Vault, we discuss this week’s controversial opinion, “It’s absolutely fine to take your children out of school to go on holiday”. We then dive into our listener dilemmas:💸 "I feel like I’ve wasted my 20s and nearly m...
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49:01
UNLOCKED: Debt Shame Is Keeping You Stuck—Here’s How to Overcome It
💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling debt shame—and how it might be holding you back. If you’ve ever felt guilty, em...
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38:22
“My Kids Are Costing Me the Earth!” — How to Stop Impulse Buying | The Vault Episode 56
In Episode 56 of The Vault, we discuss this week’s controversial opinion, “The whole “personal finance is personal” thing is a cop-out — there are universal truths we should all follow”. We then dive into our listener dilemmas:💸 "Should ...
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34:45
UNLOCKED: The Truth About Property Investment
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling one of the UK’s biggest money obsessions: property investment. W...
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32:40
"I'm a London Shopaholic in the Trenches!" | The Vault Episode 55
In Episode 55 of The Vault, we discuss this week’s controversial opinion, “We should be doing all of our spending on credit cards”. We then dive into our listener dilemmas:💸 "I’m a London shopaholic in the trenches”💸 ”I’m in stude...
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43:41
UNLOCKED: Your Money Questions Answered: Life Insurance, Buying a Home & Paying Off Debt
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re doing something different: answering your questions. We get SO man...
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35:57
Don't Risk Your Family: Why You NEED a Will (Legacy Week Special) | The Vault Episode 54
#AD We’ve got a special episode for you as part of our Legacy Week at Financielle. We’re encouraging you to get your protection life admin sorted. We’re talking wills, life insurance, critical illness cover, etc. Laura shares a difficult person...
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38:35
UNLOCKED: The #1 Money Mistake? Not Protecting Yourself
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling a huge financial blind spot—protection. We all focus on making m...
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29:27
Saving vs Investing, Flatmate Drama & Reframing Job Loss | The Vault Episode 53
In Episode 53 of The Vault, we discuss this week’s controversial opinion, “Savings accounts are a waste of time apart from to keep your emergency fund in”. We then dive into our listener dilemmas:💸 "My flatmate’s girlfriend has overstepp...
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39:49
UNLOCKED: Money Guilt, Debt & Budgeting—Your Questions Answered
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re doing something a little different. I want to answer your questions. We g...
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37:23
Save for the Future or Enjoy Life Now? | The Vault Episode 52
In Episode 52 of The Vault, we discuss this week’s controversial opinion, “People are too obsessed with retirement” before diving into our listener dilemmas:💸 "My car finance journey was NEARLY over”💸 "Do I really need a financial...
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45:24
UNLOCKED: How to Budget When You're Self-Employed (Or Your Income Is Unpredictable!)
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today we’re getting into something that trips so many people up: man...
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32:22
The Pink Tax & What To Do With Savings | The Vault Episode 51
In Episode 51 of The Vault, we discuss this week’s controversial opinion, “Pink Tax isn’t real” before diving into our listener dilemmas:💸 "Should I pay off my student loan or save for a house?”💸 "Should I be paying towards my hus...
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35:08
UNLOCKED: How to Stop Impulse Spending & Save More Money
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling impulse spending—because let’s be real,...
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27:23
Is Valentine’s Day A Scam? + Getting Married For Practical Reasons | The Vault Episode 50
In Episode 50 of The Vault, we discuss this week’s controversial opinion, “Valentine’s Day is a scam” before diving into our listener dilemmas:💸 "Should we get married for practical reasons?”💸 "We’re mortgage-free! What should we ...
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43:48
UNLOCKED: Why Investing Isn’t Scary—And Why You Need to Start Now
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling **investing**—and no, it’s not just for the wealthy or finance ...
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50:00
Early Retirement And Guilt-Free Spending | The Vault Episode 49
In Episode 49 of The Vault, we discuss this week’s controversial opinion, “Your 20s are NOT for building wealth, your 30s are” before diving into our listener dilemmas:💸 "Should I give up on my early retirement dreams?”💸 "I earn £...
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42:01
UNLOCKED: Why Everyone Should Track Their Net Worth (Not Just the Rich)
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling net worth—and no, it’s not just for celebrities or the ul...
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51:10
The Truth About Budgeting, Downsizing, And Lending Money | The Vault Episode 48
In Episode 48 of The Vault, we discuss this week’s controversial opinion, “the 50/30/20 budgeting rule is bullshit” before diving into our listener dilemmas:💸 "Do we have to downsize after our children have moved out?”💸 "My brothe...
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43:22
UNLOCKED: Why You’re Sh*t at Saving Money (And How to Fix It)
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.In this episode, we’re tackling the topic of emergency funds—the ultimate fina...
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30:25
“£60K Debt And My Boyfriend Won’t Accept Help” | The Vault Episode 47
In Episode 47 of The Vault, we discuss this week’s controversial opinion, “Cutting back on friends’ celebrations is fine”, before diving into our listener dilemmas:💸 "Should I prioritise my kids' savings or my pension?”💸 "We’re in...
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37:21
UNLOCKED: Why Debt Is Holding You Back
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.In today’s episode, we’re diving into debt—the thing no one wants to talk about but so...
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35:14
"They Promised A Pay Rise But I’m Still Underpaid” | The Vault Episode 46
In Episode 46 of The Vault, we discuss this week’s controversial opinion, “Playing the lottery is basically throwing money away”, before diving into our listener dilemmas:💸 "Should my mum see a financial advisor?”💸 "They promised ...
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41:22